Last Updated: 11 January 2026

This Auto Payment Gateway Policy outlines the rules, responsibilities, security practices, and conditions governing the use of our automated payment services. By using this service, you agree to comply with the terms described in this policy.

1. Introduction

This policy defines how automatic payments are processed, how user information is handled, and the responsibilities of both the user and the service provider. Use of the Auto Payment Gateway constitutes acceptance of this policy.

2. How Auto Payment Works

  • Payments are automatically debited from the user’s registered bank account, card, or approved payment method on the scheduled billing date.

  • All transactions are processed through a secure payment gateway.

  • Users will receive confirmation notifications upon successful payment processing.

3. User Responsibilities

Users are responsible for:

  • Providing accurate and up-to-date bank or card information

  • Updating payment details promptly if a card expires or account information changes

  • Ensuring sufficient balance is available on the scheduled payment date

4. Failed Payments

Payments may fail due to:

  • Insufficient balance

  • Expired or blocked cards

  • Banking or network issues

  • Incorrect payment details

In such cases, the system may attempt to reprocess the payment. The service provider shall not be held liable for payment failures caused by these circumstances.

5. Privacy & Data Security

  • All financial and personal data is protected using secure encryption technologies.

  • Payment information is never shared with third parties except when legally required.

  • Industry-recognized security standards, including PCI DSS compliance, are followed to ensure data protection.

6. Auto Payment Cancellation Policy

  • Users may cancel the auto payment service at any time.

  • Cancellations made after the billing cycle has begun may not prevent the current payment from being processed.

  • Cancellation requests may require 24–48 hours to take effect.

7. Refund Policy

Refunds may be applicable in the following cases:

  • Incorrect or excessive charges

  • Duplicate payments

  • Verified billing errors

Refund processing may take 3–7 business days, subject to verification and banking procedures.

8. Service Modifications

The service provider reserves the right to modify payment processes, fees, terms, or this policy at any time. Users will be notified in advance of any significant changes.

9. Limitation of Liability

The service provider shall not be liable for:

  • Delays or failures caused by banks or payment networks

  • Technical system errors or downtime

  • Losses resulting from factors beyond reasonable control

10. Governing Law

This policy shall be governed by and interpreted in accordance with the applicable laws of the relevant jurisdiction.

Acceptance

By continuing to use the Auto Payment Gateway, you confirm that you have read, understood, and agreed to this policy.